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Personal finance app · Made in Mexico

Track your spending without the stress

Finantia is a personal finance app that helps you log expenses in seconds, remember your recurring bills and save for your goals. Ask its AI assistant how much you spent, or let it log your bank alerts for you automatically.

7 days of Thrive free · Cancel anytime

  • Made in Mexico
  • Your data encrypted
  • Cancel anytime
  • On phone and computer
Finantia home dashboard with total balance, income, expenses and an income vs. expenses chart Finantia in dark mode showing the home dashboard
Finantia on a phone: monthly summary with balance, income and expenses

Do you reach payday without knowing where your money went?

It happens to almost everyone. Finantia puts what comes in, what goes out and what’s coming up in one place, in plain words and without spreadsheets. At a glance you know how much you have, how much you can spend and which bills are near.

  • If you’ve never tracked your money

    Start simple: log what you spend and see where it goes. Simple mode guides you step by step.

  • If you pay lots of bills each month

    Rent, utilities, internet, cards and subscriptions, with reminders so none slips by.

  • If you want to save as a family

    Share accounts and the grocery list with your partner or family, and save together for your goals.

Your money, clear and in order.

No spreadsheets, no jargon. Just what you need to know, when you need it.

How it feels

A day with Finantia, in four steps

From logging an expense to asking the AI, it all fits in your pocket.

  1. 01

    Log it in seconds

    Type “tacos 120” and you’re done: Finantia fills in the amount, category and account. Or let Auto-logging do it for you from your bank alerts.

    Finantia transactions list on a phone with categories and amounts
  2. 02

    See what’s coming

    The calendar shows every scheduled payment and income with its status: to pay, to receive, overdue, paid or received.

    Finantia daily calendar view on a phone with date blocks and scheduled payments
  3. 03

    Ask your money

    “What categories did I spend the most on last month?” The assistant answers with numbers and a chart, using your own transactions.

    Finantia AI assistant on a phone answering which categories had the most spending last month
  4. 04

    Keep it simple

    Simple mode keeps only the essentials, with big Income and Expense buttons. You can set it as your home screen.

    Finantia Simple mode on a phone: balance, spending, upcoming bills and big Income and Expense buttons

Features

What can you do with Finantia?

Everything you need to keep your money in order, in one app: transactions, recurring bills, budgets, savings goals, reports, calendar, debts and shopping lists.

Transactions

Log an expense in 3 seconds

Type “tacos 120” and Finantia understands the amount and category. Your income and expenses stay organized by day, account and category, with icons you recognize instantly.

  • Automatic categories with icons
  • Search by date, account, merchant or tag
  • Cash, debit and credit in separate accounts
Finantia transactions list on a phone with categories and amounts

Recurring bills

Never miss a payment again

Add your rent, electricity, internet or Netflix once and Finantia reminds you before each due date. You also see what your balance will look like after paying everything this month.

  • Reminders with notifications
  • Charges and income that repeat however you need
  • 30-day balance projection
Finantia recurring payments screen with upcoming bills and projected balance

Budgets

How much can you spend today? Finantia tells you

Set a limit for food, going out or gas. Finantia works out how much you can spend per day to stay on track and warns you when you are close to the limit.

  • Monthly budget per category
  • What’s left per day, front and center
  • Alerts before you overspend
Category budgets in Finantia showing how much you can spend per day

Savings goals

Save for what you dream of, step by step

A trip, a laptop or your emergency fund. Tell Finantia how much you need and by when, and it tells you how much to set aside each month to get there on time.

  • Visual progress for every goal
  • How much to save per month
  • History of every deposit
Savings goals in Finantia with progress and how much to save each month

Reports

Understand where your money goes

Easy-to-read charts to see money in and out, compare months, see spending by category and even a forecast of how you will close the month.

  • Cash flow, categories, balance and comparisons
  • End-of-month forecast
  • Export your reports to Excel or PDF
Monthly money in and money out report in Finantia

Calendar

Your bills and income, day by day

Every day on the calendar shows mini cards with your scheduled payments and income and their status: to pay, to receive, overdue, paid or received. The Daily view shows each date with what happened and what’s coming; Weekly and Monthly list what’s scheduled for each week or month.

  • Clear status: to pay, to receive, overdue, paid and received
  • Daily, Weekly and Monthly views
  • Tap a day to see what happened or what’s coming
Finantia monthly calendar with mini cards for scheduled payments and income and their status: to pay, to receive, overdue, paid or received
Finantia daily calendar view on a phone with date blocks and scheduled payments

Lists & debts

Your grocery list and who owes you, in one place

Build the shopping list with your family and, when you pay, turn it into an expense with one tap. Also keep track of what you lent and what you owe, so nobody forgets.

  • Shared lists with estimated prices
  • Turn the purchase into an expense
  • Loans and debts with partial payments
Shared shopping list in Finantia that turns into an expense with one tap

Plus, all of this included

Dark mode that’s easy on the eyes

Use it day or night: Finantia looks just as clear in light and dark themes.

Finantia in dark mode showing the home dashboard
  • Payment calendar

    See what comes in and goes out each day.

  • Shared accounts

    Your partner or family logs to the same account.

  • Import & export

    Bring data from Excel or CSV and export to Excel or PDF.

  • Notifications

    Alerts for bills, budgets and goals.

  • Installable app

    Add it to your home screen, no app store.

  • PIN & fingerprint

    Lock the app so nobody else can open it.

  • Categories & tags

    Organize your spending your way.

  • Spanish & English

    Switch languages anytime.

  • Sample data

    When you sign up you can load sample data to explore without typing anything.

  • Custom date ranges

    Pick any range with shortcuts like “This month” or “Last 30 days”.

How it works

How does Finantia work?

Three steps and less than five minutes to see your money clearly.

  1. 1

    Create your account

    With your email and a card. Your first 7 days of Thrive are free and you can cancel anytime.

  2. 2

    Add your accounts and bills

    Your cash, your cards and what you pay every month. A guided tour walks you through.

  3. 3

    Log it, or let AI log it

    Record expenses in seconds or forward your bank alerts so they log themselves. Done.

AI assistant

What can I ask Finantia’s AI assistant?

What you would ask a friend who knows about money and knows your accounts. Write it in your own words and it answers in seconds using your own transactions.

  • “How much did I spend from October 15 to 22?”
  • “What are my small spending leaks?”
  • “What did I spend the most on this month?”
  • “Can I afford to pay off my card?”
  • “How much have I saved for the trip?”
  • “How much did I spend on Uber in September?”

Unlimited on Thrive (fair use of 300 questions per month). Grow includes 5 questions per month to try it.

Finantia AI assistant on a tablet answering which categories had the most spending last month, with a list and a donut chart

Forwarded from: Your bank

Charge alert

2:14

mary.k7x2q9@in.finantia.app

A charge of $412.50 at LA PARRILLA was made with your card ending in ••••.

AI turns it into

La Parrilla

Restaurants · Credit card

Today, 2:14 PM

−$412.50

Logged

Email read and deleted

AI auto-logging

Set up AI transaction detection in less than 5 minutes

How does Finantia log my expenses for me?

You get a unique email address that is yours alone. Forward your bank alerts to it from any email (Outlook, Hotmail, iCloud, Yahoo or others) or set it as the alert email in your bank’s app. The AI turns each charge, transfer or deposit into a transaction with amount, merchant and category. You just review.

  1. 1Copy your unique Finantia address (name.xxxxxx@in.finantia.app).
  2. 2In your email, create a rule to forward your bank alerts there, or register it as the alert email in your bank’s app.
  3. 3Done: every alert becomes a transaction in seconds.
  • Works with any email: Outlook, Hotmail, iCloud, Yahoo and more
  • Ignores declined or rejected charges and flags reversals
  • Warns you if you manually add something that was already logged
  • Hides your personal data before the AI reads the alert
  • Learns from your corrections

Your privacy comes first. We only read your bank’s transaction alerts. Each email is read and deleted instantly: we don’t store your emails. We never access your account or ask for your password.

Before you start: Turn on your bank’s email notifications for purchases, transfers and deposits. Without those alerts there is nothing to log.

Included in the Thrive plan.

For everyone

What if I’m not good with technology?

Finantia has a Simple mode with big buttons, clear text and only the essentials: how much you have, how much you spent and which bills are coming. No strange financial jargon, no hidden menus.

  • Big buttons and clear text
  • Switch between “By type” and “History”: your transactions day by day, with + and −
  • Choose your home screen: Home or Simple mode
  • Guided tour the first time
  • One-tap help on every screen
  • Installs like an app, no store needed
Finantia Simple mode on a phone: balance, spending, upcoming bills and big Income and Expense buttons

Security

Is my data safe with Finantia?

Yes. Your information travels encrypted, is stored encrypted and only you can see it. We never ask for your bank password.

  • Encrypted in transit and at rest

    HTTPS connection and an encrypted database on professional servers.

  • Only you see your data

    Every record is tied to your user; the database blocks everyone else.

  • PIN or fingerprint lock

    If someone grabs your phone, they can’t open your finances.

  • No bank passwords

    We don’t connect to your online banking or store your credentials.

  • AI with hidden data

    Before the AI reads an alert, we hide your name, card and account.

  • We don’t sell your data

    Your information is never sold or used for advertising.

Why use Finantia instead of a spreadsheet or a notebook?

Because it does what a spreadsheet or a notebook can’t: remind you of bills, build the charts and answer your questions.

Why use Finantia instead of a spreadsheet or a notebook?
FinantiaSpreadsheetNotebook
Logging an expense3 seconds, in plain wordsOpen the file and fill rowsBy hand, if you remember
Bill reminders
Automatic charts and reportsIf you know how
Automatic logging from bank emails
Plain-language questions with AI
Real-time sharing with familyCarefully
On your phone, with a lockAwkward

Pricing

How much does Finantia cost?

Everyone starts with 7 days of Thrive free, the full plan with AI (US$9 per month). Then you choose: stay on Thrive, switch to Grow for US$5 per month, or stay on Seed, free forever. Paying yearly gets you 2 months free.

See pricing and compare plans

Finantia at a glance

What it is
Personal finance app to manage income, expenses, recurring bills, budgets, goals and debts.
Who it’s for
People and families in Mexico and Latin America, especially those who rarely use technology.
Artificial intelligence
Assistant that answers questions about your money, plus automatic logging of the bank alerts you forward from any email.
Platforms
Web browser, iPhone and Android (installable PWA) and computer.
Languages
Spanish and English.
Price
Seed free; Grow US$5/month or US$50/year; Thrive US$9/month or US$90/year.
Free trial
7 days of Thrive for every new account (card required); then pick a plan or stay on Seed for free.
Security
Encryption, per-user isolation, PIN or fingerprint, no bank passwords.
Made in
Mexico.

FAQ

Frequently asked questions about Finantia

Have another question? Email us at hola@finantia.app

What is Finantia?

Finantia is a personal finance app to track income and expenses, remember recurring bills, set budgets, save for goals and keep track of debts. It includes an AI assistant you can ask about your money, and it can automatically log the bank alerts you forward from any email. It runs in the browser and installs on your phone like an app.

Is Finantia free?

There is a free-forever plan, Seed, with 2 accounts, 100 transactions per month, 3 recurring payments and 5 custom categories. Every new account starts with a 7-day free trial of Thrive (a card is required). When it ends you choose: stay on Thrive (US$9 or $199 MXN per month), switch to Grow (US$5 or $99 MXN per month) or stay on Seed for free.

Do I need to know about finance or technology to use Finantia?

No. Finantia is built for people who barely use apps. It has a Simple mode with big buttons, a guided tour the first time, and plain-language explanations on every screen. If you can use WhatsApp, you can use Finantia.

How does transaction Auto-logging work?

You get a unique email address (name.xxxxxx@in.finantia.app). You forward your bank alerts to it from any email, or register it as the alert email in your bank’s app, and the AI turns each charge, transfer or deposit into a transaction with amount, merchant and category. Setup takes less than 5 minutes. We only read your bank’s transaction alerts: each email is read and deleted instantly, we don’t store your emails, and we never access your account or ask for your password. For it to work, turn on your bank’s email notifications for purchases, transfers and deposits. It ignores declined charges, flags reversals and warns you if you manually add something already logged. It is included in the Thrive plan.

Does Auto-logging work with Outlook or Hotmail?

Yes. It works with any email that can forward messages: Outlook, Hotmail, iCloud, Yahoo and others. You can also register your Finantia address directly as the alert email in your bank’s app.

What can I ask the AI assistant?

Questions about your own money, in your own words: "How much did I spend from October 15 to 22?", "What are my small recurring leaks?", "What did I spend the most on this month?" or "How much have I saved for the trip?". It answers in seconds using your transactions. Thrive includes it unlimited (fair use of 300 questions per month) and Grow includes 5 questions per month to try it.

Is my data safe?

Yes. Your information travels encrypted (HTTPS) and is stored encrypted. Every record is tied to your user and the database prevents anyone else from seeing it. You can lock the app with a PIN or fingerprint, we never ask for your bank password, and we do not sell your data.

Does Finantia connect directly to my bank?

No. Finantia never asks for your online banking username or password. Transactions are logged by hand in seconds, from the bank alerts you forward to your Finantia address (Thrive plan), or by importing a CSV or Excel file (Grow and Thrive plans).

Does it work on iPhone, Android and computer?

Yes. Finantia works in any modern browser and can be installed on iPhone and Android as an app (PWA) straight from the browser, no app store needed. Your data syncs between your phone and your computer.

How does the 7-day free trial work?

When you sign up you add your card and use Thrive, the full plan with AI, for 7 days at no cost. We remind you 3 days before it ends. If you cancel before then, you are not charged and you stay on the free Seed plan. On day 7 Thrive is charged; if the charge fails, the app asks you to choose: update your card and stay on Thrive, switch to Grow, or stay on Seed for free. You never lose your data.

Can I share my finances with my partner or family?

Yes. With Grow or Thrive you can share accounts and shopping lists with other people, so everyone sees and logs household expenses in the same place.

Which languages and countries is Finantia available in?

Finantia is available in Spanish (designed for Mexico and Latin America) and English. You can pay for your subscription in Mexican pesos or US dollars.

Can I export my data or delete my account?

Yes. With Grow or Thrive you can export your transactions to Excel, CSV or PDF. On any plan you can ask us to delete your account and all your data by writing to hola@finantia.app.

Start putting your money in order today

Create your account in under a minute and try Thrive free for 7 days. If it’s not for you, cancel before it ends and pay nothing.