Simple pricing, no fine print
Finantia has three plans: Seed (free forever), Grow (US$5 per month or US$50 per year) and Thrive (US$9 per month or US$90 per year). Every new account starts with a 7-day free trial of Thrive; when it ends you pick the plan that suits you or stay on Seed for free.
Start organizing your money without paying a thing.
Free forever
Available when your free trial ends
When the trial ends you can stay on Seed for free
Full control of your finances, no limits.
US$50 /yr
That’s US$4.17 per month · You save US$10 a year
No free trial · cancel anytime
Your AI money coach.
US$90 /yr
That’s US$7.50 per month · You save US$18 a year
7 days free, then billed · we remind you first
Every new account tries the full plan. We remind you 3 days before you are charged.
No contracts or penalties. Keep your plan until the end of the paid period.
If the charge fails, you decide: update your card, switch to Grow or stay on Seed for free.
Credit or debit card. We never store your card number.
Every feature, plan by plan.
| Feature | Seed | Grow | Thrive |
|---|---|---|---|
| The basics | |||
| Accounts and cards | 2 | Unlimited | Unlimited |
| Transactions per month | 100 | Unlimited | Unlimited |
| Recurring payments with reminders | 3 | Unlimited | Unlimited |
| Custom categories | 5 | Unlimited | Unlimited |
| Home dashboard and Simple mode | |||
| Installable app, dark mode, PIN and fingerprint | |||
| Plan and organize | |||
| Payment calendar | |||
| Reports and charts | |||
| Budgets | |||
| Savings goals | |||
| Debts and loans | |||
| Shared shopping lists | |||
| Share accounts with your family | |||
| Import (CSV, Excel) and export (Excel, PDF) | |||
| Artificial intelligence | |||
| AI assistant (questions about your money) | 5 per month | Unlimited (fair use 300/mo) | |
| AI auto-logging of transactions | |||
| Receipt scanning | |||
| Smart insights and alerts | |||
| Price | |||
| Free trial | 7 days | ||
| Monthly billing | Free | US$5 · $99 MXN | US$9 · $199 MXN |
| Yearly billing (2 months free) | Free | US$50 · $999 MXN | US$90 · $1,990 MXN |
Seed
Stay on Seed after your trial if you are just getting started, use one or two accounts and log fewer than 100 transactions a month.
Grow
Choose Grow if you want budgets, goals, reports and the calendar, to share with your family, or to log everything without limits.
Thrive
Choose Thrive if you want AI to do the work: log your expenses from your bank alerts and answer any question about your money.
Yes. Every new account starts with a 7-day free trial of Thrive, and to start it you add a credit or debit card. You are not charged during the trial and we remind you 3 days before it ends.
On day 7 Thrive is charged for the billing period you chose (monthly or yearly) and then renews automatically until you cancel. If you choose Grow directly, it is charged from day one because Grow has no free trial.
The app asks you to choose before you continue: update your card and stay on Thrive, switch to Grow (US$5 per month), or stay on Seed for free. We don’t lose or delete your data.
Yes. Seed is free forever. You move to Seed when your Thrive trial ends or if you cancel it early: you are not charged and you keep your data, with the free plan limits (2 accounts and 100 transactions per month).
The free trial is for Thrive, which includes everything in Grow plus the full AI features. If you prefer Grow, choose it when the trial ends or buy it directly, with no trial period.
Yes, with no contracts or penalties. You cancel inside the app, under Billing, in a couple of taps (we ask one quick question about why, to improve). Your plan stays active until the end of the period you already paid for, or of your free trial; then you move to the free Seed plan.
Yearly billing equals 2 months free: Grow costs US$50 per year instead of US$60 (save US$10) and Thrive US$90 instead of US$108 (save US$18).
Grow gives you every feature with no limits (calendar, reports, budgets, goals, debts, lists, sharing, import and export) plus 5 AI assistant questions per month. Thrive adds the full AI: unlimited assistant (fair use of 300 questions per month), AI auto-logging of transactions, receipt scanning and smart insights.
You pay by credit or debit card through Stripe, one of the most widely used payment platforms in the world. Finantia never sees or stores your full card number.
Yes. Prices are available in Mexican pesos (MXN) and US dollars (USD): Grow US$5 or $99 MXN per month, Thrive US$9 or $199 MXN per month.
Start with a 7-day free trial of Thrive. Then choose Thrive, Grow or free Seed.