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Finantia

Features

Everything Finantia does for your money

Finantia is a personal finance app that brings your transactions, recurring bills, budgets, goals, debts and shopping lists into one place, with an AI assistant and automatic transaction logging. Here is every feature, how to use it and which plan includes it.

Transactions From Seed (free)

How do I log an expense in Finantia?

Type the way you talk: “tacos 120”, “uber 85” or “salary 15800”. Finantia understands the amount, suggests the category and saves it to the account you choose, in seconds.

How it works

  1. 1Tap “New transaction” or the + button on your phone.
  2. 2Type the description and amount in one line.
  3. 3Check the suggested category and save.

What you get

  • Income, expenses and transfers between accounts
  • Search by date, account, merchant or tag
  • Edit or select several transactions at once

How many transactions can I log?

On Seed, 100 per month. On Grow and Thrive, unlimited.

Finantia transactions list on a phone with categories and amounts

Simple mode From Seed (free)

What is Simple mode?

One screen with just the essentials and big buttons, made for people who rarely use apps: how much you have, how much you spent, which bills are coming and two giant Income and Expense buttons.

How it works

  1. 1Open “Simple mode” from the menu.
  2. 2Choose “By type” to see spending grouped or “History” to see it day by day with + and −.
  3. 3If you like it, set it as your home screen.

What you get

  • Clear text and big buttons
  • No strange financial jargon
  • Great for parents, grandparents or beginners

Can Finantia open straight into Simple mode?

Yes. In Settings, or with the “Always open here” button, choose whether your home screen is Home or Simple mode.

Finantia Simple mode on a phone: balance, spending, upcoming bills and big Income and Expense buttons

Home From Seed (free)

What do I see when I open Finantia?

Your Home dashboard shows total balance, income, expenses and overspending, with charts for income vs. expenses, where your money goes and how you’d close the month. You choose which cards to show.

How it works

  1. 1Change the period: day, week, month, year or custom dates.
  2. 2Tap “Customize” to show, hide or reorder cards.
  3. 3Choose whether the app opens on Home or Simple mode.

What you get

  • Your whole month at a glance
  • Date ranges with shortcuts (“This month”, “Last 30 days”)
  • Looks just as good in dark mode

Can I see a specific date range?

Yes. “Pick dates” opens a small window with shortcuts and a calendar to choose any range.

Finantia home dashboard with total balance, income, expenses and an income vs. expenses chart Finantia in dark mode showing the home dashboard

Calendar From Grow

How does the calendar help with my bills?

Every day shows mini cards with your scheduled payments and income and their status: to pay, to receive, overdue, paid or received. You know what’s coming before it arrives.

How it works

  1. 1Open Calendar and tap any day to see what happened or what’s coming.
  2. 2Switch to the Daily view to see each date with its scheduled items.
  3. 3Use Weekly or Monthly to see what’s scheduled per week or month.

What you get

  • Clear, color-coded status
  • Paid and pending in one place
  • Plan payday with no surprises

What does “Overdue” mean?

The date of a scheduled payment has passed and you haven’t marked it as paid yet. Once you log it, it changes to “Paid”.

Finantia monthly calendar with mini cards for scheduled payments and income and their status: to pay, to receive, overdue, paid or received
Finantia daily calendar view on a phone with date blocks and scheduled payments

Recurring bills From Seed (free)

How do recurring bills and reminders work?

Add your rent, electricity, internet, salary or subscriptions once. Finantia reminds you before each date and shows what your balance will look like after paying everything.

How it works

  1. 1Tap “New recurring payment” and choose income or payment.
  2. 2Set how much, how often (weekly, biweekly, monthly or custom) and from which account.
  3. 3Get the reminder and mark it as paid with one tap.

What you get

  • 30-day balance projection
  • Notifications before each date
  • Automatic or confirm-first payments

How many recurring payments can I have?

On Seed, 3. On Grow and Thrive, as many as you need.

Finantia recurring payments screen with upcoming bills and projected balance

Budgets From Grow

How do I set a budget?

Set a monthly limit for food, going out or gas. Finantia tells you how much you can spend per day to stay on track and warns you when you get close.

How it works

  1. 1Pick one or more categories.
  2. 2Set the monthly limit.
  3. 3See how much you have left per day in each budget.

What you get

  • Alerts before you overspend
  • What’s left per day, front and center
  • Resets automatically every month

What happens if I go over budget?

Nothing gets blocked: the bar turns red and we let you know so you can adjust the rest of the month.

Category budgets in Finantia showing how much you can spend per day

Savings goals From Grow

How do I save for a goal?

A trip, a laptop or your emergency fund. Tell Finantia how much you need and by when, and it tells you how much to set aside each month to get there on time.

How it works

  1. 1Create the goal with an amount and (optional) date.
  2. 2Log each deposit when you set money aside.
  3. 3Track progress with the percentage and history.

What you get

  • How much to save per month
  • Several goals at once
  • History of every deposit

Does the money move to another account?

No. Finantia doesn’t move your money: it just keeps track of what you set aside for each goal.

Savings goals in Finantia with progress and how much to save each month

Debts & loans From Grow

How do I track what I owe and what I’m owed?

Log what you lent and what you borrowed, with an optional due date. Record each partial payment and see what’s left, so nobody forgets.

How it works

  1. 1Add the debt or loan with the person and amount.
  2. 2Log partial payments as they happen.
  3. 3Mark it as settled when it’s done.

What you get

  • Owed to you, you owe and net balance
  • Due date reminder
  • Payment history

Does the other person need Finantia?

No. It’s your personal record; the other person doesn’t receive anything.

Debts and loans in Finantia: who owes you, what you owe and partial payments

Shared lists From Grow

How do shopping lists work?

Build your grocery list with estimated prices, share it with your family and, when you pay, turn it into an expense with one tap.

How it works

  1. 1Create a list and add items with quantity and approximate price.
  2. 2Share it: everyone sees and checks what’s already in the cart.
  3. 3Tap “Turn into expense” when you pay.

What you get

  • Estimated total and cart total
  • Real-time changes for everyone
  • No typing things twice

How many people can I share a list with?

As many as you like; each one needs their own Finantia account.

Shared shopping list in Finantia that turns into an expense with one tap

Reports & forecast From Grow

Which reports does Finantia have?

Easy-to-read charts: money in and out, spending by category, balance over time, month-to-month comparisons, cards and a forecast of how you’ll close the month.

How it works

  1. 1Choose the report and the period.
  2. 2Filter by account, category or tag.
  3. 3Download it to Excel or PDF if you need to.

What you get

  • Understand where your money goes
  • End-of-month forecast
  • Savings rate

Can I download my reports?

Yes, on Grow and Thrive you can export to Excel, CSV or PDF.

Monthly money in and money out report in Finantia

AI assistant On Thrive

What can I ask the AI assistant?

Ask your money in your own words: “How much did I spend from October 15 to 22?”, “What are my small spending leaks?” or “What categories did I spend the most on last month?”. It answers in seconds with numbers and charts.

How it works

  1. 1Open AI Assistant or tap a suggested question.
  2. 2Type your question like you’d ask a friend.
  3. 3Get the answer with numbers, a chart and tips.

What you get

  • Uses your own transactions
  • Saved conversations
  • Ideas to save money

How many questions can I ask?

Thrive is unlimited (fair use of 300 per month). Grow includes 5 questions per month to try it.

Finantia AI assistant on a tablet answering which categories had the most spending last month, with a list and a donut chart

Auto-logging On Thrive

Set up AI transaction detection in less than 5 minutes

You get a unique email address (name.xxxxxx@in.finantia.app). Forward your bank alerts to it from any email (Outlook, Hotmail, iCloud, Yahoo or others) or register it as the alert email in your bank’s app, and the AI turns each charge, transfer or deposit into a transaction. We only read your bank’s transaction alerts: each email is read and deleted instantly, we don’t store your emails, and we never access your account or ask for your password.

How it works

  1. 1Turn on your bank’s email alerts for purchases, transfers and deposits.
  2. 2Copy your unique address in “Auto-logging” and create a forwarding rule in your email (or add it in your bank’s app).
  3. 3Review the transactions that log themselves and fix anything if needed.

What you get

  • Works with any email: Outlook, Hotmail, iCloud, Yahoo and more
  • Ignores declined or rejected charges and flags reversals
  • Warns you if you manually add something already logged

Does it work with Outlook or Hotmail?

Yes. It works with any email that can forward messages (Outlook, Hotmail, iCloud, Yahoo and others). We only process the transaction alerts you forward; each email is read and deleted instantly.

Finantia Auto-logging guide on a phone showing the unique address to forward bank alerts to

Accounts & cards From Seed (free)

Which accounts can I add?

Cash, bank accounts, debit and credit cards, vouchers and savings. See each balance, what you owe on your cards and your total net worth.

How it works

  1. 1Add your accounts with their current balance.
  2. 2Assign each transaction to an account.
  3. 3Log transfers and card payments between accounts.

What you get

  • You have, you owe and net worth
  • Chart of where your money is
  • Share an account with your family (Grow)

How many accounts can I have?

On Seed, 2. On Grow and Thrive, unlimited.

Accounts and cards in Finantia with each balance and a chart of where your money is

Categories & tags From Seed (free)

How do I organize spending by category?

Finantia comes with ready-made categories with icons, grouped into need, want and obligation. Create subcategories and tags your way, and the AI learns from your corrections.

How it works

  1. 1Use the included categories or create your own.
  2. 2Add tags like “trip” or “work”.
  3. 3Filter reports and transactions by category or tag.

What you get

  • Need, want and obligation
  • Subcategories and icons
  • Learns from what you correct

How many custom categories can I create?

On Seed, 5. On Grow and Thrive, unlimited.

Categories and tags in Finantia grouped into need, want and obligation

Notifications From Seed (free)

Which alerts does Finantia send?

Reminders for recurring bills, budget alerts, goal progress and automatically logged transactions, on your phone or computer.

How it works

  1. 1Turn on notifications in Settings.
  2. 2Choose which alerts you want.
  3. 3Tap them to go straight to the details.
  • Never miss a bill
  • Work with the installed app
  • Inbox with all your alerts

Do I need to install the app to get alerts?

On iPhone, yes: add Finantia to your home screen from Safari. On Android and computer they work from the browser.

Security From Seed (free)

How secure is Finantia?

Your information is encrypted in transit and at rest; every record is tied to your user and the database blocks everyone else (row-level security). You can lock the app with a PIN or fingerprint.

How it works

  1. 1Turn on PIN or fingerprint lock in Settings.
  2. 2Choose when it locks (on leaving or after a few minutes).
  3. 3Rest easy knowing nobody else sees your data.
  • Encrypted in transit and at rest
  • No bank passwords
  • We don’t sell your data

Does Finantia connect to my online banking?

No. It never asks for your bank username or password.

Import & export From Grow

Can I bring my data from Excel?

Import transactions from a CSV or Excel file (like your bank statement) and export everything to Excel, CSV or PDF whenever you want.

How it works

  1. 1Upload your CSV or Excel file.
  2. 2Match the columns (date, description, amount).
  3. 3Review and confirm the import.
  • Start with your history
  • Backups whenever you want
  • Your data is yours

Which formats are supported?

Import CSV and Excel (.xlsx); export to Excel, CSV and PDF.

Languages & dark mode From Seed (free)

Is Finantia in English, with dark mode?

Yes. Switch between Spanish and English and between light, dark or system theme, whenever you want.

How it works

  1. 1Tap ES / EN in the top bar.
  2. 2Change the theme with the moon or sun icon.
  3. 3Your preferences are saved to your account.
  • Mexican Spanish and English
  • Carefully crafted dark mode
  • Installable on phone and computer

Can I pay in dollars?

Yes, plans can be paid in Mexican pesos or US dollars.

Sample data From Seed (free)

Can I try Finantia without typing anything?

When you sign up you can load sample data to explore every screen with transactions, bills and goals already filled in. Delete it whenever you like and start with your own.

How it works

  1. 1Create your account.
  2. 2On the welcome screen, choose “Load sample data”.
  3. 3Explore and delete it when you’re ready.
  • Learn without fear of mistakes
  • Guided tour the first time
  • One tap to start fresh

Can I remove the sample data later?

Yes, you can delete it anytime from Settings.

Which plan includes each feature?

Seed is free forever with the essentials. Grow adds the calendar, reports, budgets, goals, debts, lists, sharing and import/export. Thrive adds the full AI: unlimited assistant, transaction Auto-logging and receipt scanning. Every new account starts with a 7-day free trial of Thrive.

Try 7 days free Compare plans and pricing